You work for decades to ensure you are prepared financially for a successful retirement. You contribute to your 401(k), pay off that mortgage, and spend countless hours working with a financial advisor to make sure you “have enough.”  

In reality, money is just a small part of the equation for a winning retirement.  

It’s so much more than that…  

You need a clear purpose and vision.  

How many hours are you currently dedicating to that? 

You don’t just wake up one day after you quit your life-long career and say, “Yup! I have a new purpose now! It’s… [fill in the blank]!” 

For most of us, discovering what will bring us fulfillment after retirement will be a bit of a journey with twists, turns, unexpected holes, and so much more.  

How do you even start?  

Today, I’m addressing the four pillars of a successful retirement from a non-financial standpoint. And your financial advisor SHOULD be addressing these too! 

To be transparent, while I’ve witnessed both successful and non-successful retirements, I’m not the one who came up with these pillars. You can thank Certified Professional Retirement Coach, Scott Miller, of our firm’s Refocus Coaching program for that!

The Four Pillars to a Successful Retirement:

Pillar #1: Discovering Your Uniqueness – Main Question: Who am I? 

Pillar #2: Reorient & Repurpose – Main Question: Where am I going? 

Pillar #3: Social Connections – Main Question: How will I get there? 

Pillar #4: Leave a Legacy – Main Question: Why is this all important?  

I can ask each one of these questions as your advisor, but only you can answer them. Because the truth is… 

I don’t know who you are, unless you tell me.  

I don’t know where you’re going, unless you tell me.  

I don’t know how to help you get there, nor can I define why this is important for you, unless you tell me.  

Is there someone in your life prompting you with these questions? Do you know when you’ll get around to answering them? Is anyone walking you through tools and exercises to bring them to the surface? 

I don’t know about you, but I manage to fill every spare minute of my time.  

If it’s not filled with productivity, I fill it with noise: Kids, work, cleaning, music, videos, scrolling, sleeping, repeat, repeat, repeat… 

Perhaps you can relate?  

Sitting down and answering major life questions for yourself is… hard.  

Doing it on your own without the help and encouragement of someone else is… even harder.  

And what’s harder than that?  

Discovering that your spouse has different answers to these questions than you do.  How are you going to navigate all of that? 

The beauty of having a retirement coach or financial advisor in your life who helps you address these questions, is that you have a scheduled date to talk about it. All you have to do is show up.  

At my firm, our on-staff life coach, who provides complimentary Refocus on Retirement Workshops™️ to our clients (and also open to the public), will guide you through discussion and exercises that ensure you walk away with a step-by-step plan. He gives really valuable insight, the other workshop attendee beside you may say something that really resonates, or maybe a worksheet finally made a statement click. Suddenly, those big questions become answerable.  

If you’re reading this today, consider it a sign: 

It’s time to answer the four pillar questions. It’s never too early or too late to live a life of purpose. 

For those looking to take the initial step in starting these discussions: Join one of the upcoming in-person or virtual Refocus on Retirement Workshops™️! There has been such a positive response from these, and our firm is actually the first to provide something like this. In fact, there’s an online training course called The Refocus Coaching Academy for other financial professionals to learn how to help support their own clients as they transition to a more purpose-filled retirement, beyond the numbers. I highly recommend you share it with your current advisor! 

Whether you are trying to answer these questions for yourself or are a financial advisor trying to help your clients answer them, Refocus likely has a solution for you.  

If you have questions, reach out and I will do my best to share the right resources!